As KYC Investigator you will help to prevent Ikano Bank’s products and services on the Nordic market being used for money-laundering, finance of terrorism or other criminal activity. This by performing Enhanced Due Diligence as well as screening of PEP/RCA and sanctions. You will be part of Ikano Bank’s KYC team for the Nordic markets. The KYC team is part of AML Nordic, a team of 14 investigators.
AML Nordic is responsible for KYC screening of PEP/RCA and sanctions, KYC for high-risk customers and investigation of alerts from the transaction monitoring in the Nordic market. Investigators are placed in Asker Norway, Glostrup Denmark and Hyllie Sweden. This is a fulltime position and the work location is in Asker, Norway.
The role
Perform risk-based collection and analysis of EDD information for high-risk customers and partners during onboarding, ad-hoc and periodic review.
- Report deviations of beneficial owner to Swedish Companies Registration Office and the Norwegian Authority, Brønnøysundsregistrene
- Conduct clear and traceable documentation of performed investigations in relevant systems
- Submit internal SAR-reports to AML team on suspicious activities and transactions for money laundering and terrorism financing
- Actively contribute to the Bank´s AML/CFT Risk Assessments based on findings in the EDD investigations
- Actively contribute to improve the Bank´s routines and processes for countering money-laundering and finance of terrorism
- Support the delivery of AML/CFT training/workshops for new recruits and existing AML/KYC investigators and share knowledge to other parts of Operations
- The KYC Investigator is together with AML Nordic, MLROs and Global AML team the competence center for AML in Ikano Bank and will support Sales, Customer Service functions and other stakeholders with advice
- The role cooperates closely with colleagues in the AML Team, MLROs and Bank-Wide Team
Are you the one for Ikano?
To be successful in this role you need to be naturally curious with a desire to understand our customers' behavior and AML regulations. You enjoy challenges and working in a fast-paced environment. You are a driven and self-motivated person with great attention to details, making sure we deliver accurately and on time.
Motivation
- Enjoy challenges and an ever-changing, fast-paced working environment
- Passion for details but can see the bigger picture
- Sharing knowledge with others
- Develop yourself and others
Knowledge
- Understanding of a risk-based approach to protect the bank and conduct efficient investigations
- Knowledge of Ikano Bank’s products and services to enable identification of misuse
- Experience from working in the financial sector
- Understanding of KYC-related work
- Analyzing financial statements and their various components
Capabilities
- Structured, analytical, and methodical in all aspects of your work
- Ability to explain complex terms in a simple way to third parties
- Ability to make decisions
- Ability to explore options and find solutions to challenges in unique situations and flag process inconsistencies
- Ability to manage multiple high-priority issues/deliverables at the same time
- Taking ownership of own workload and responsibility for being updated on developments within the function
- Lead by example in terms of culture, values and self-leadership
- Effective collaboration and communication skills within the function, and across the organization on a bank wide level
- Driven and proactive in terms of investigations and improvement suggestions
- Ability to create and maintain strong relationships within the function and across the organization on a bank wide level
Language Competencies
- Norwegian and English
- Knowledge of other Scandinavian language is an advantage
Experience/Demonstrated competencies
- Previous experience working in the financial sector
- Experience and knowledge about Ikano Bank Operations is a strong advantage
Join us now – together we will find a better way
Apply before November 26th, 2023. More information can be given by Helen Ljung, Team Manager KYC, e-mail helen.ljung@ikano.se and Madelène Konstenius, Operations Manager AML Nordic, email madelene.konstenius@ikano.se.
About us
At Ikano, our vision is to create possibilities for better living. We are an international group of companies active within finance, insurance, production, real estate and retail. Ikano Group was established in 1988 and is owned by the Kamprad family. Our mission is to simplify the many people’s lives so they can focus on living it. We do this by working together to create simple and meaningful solutions based on fair terms that bring value to our customers.
Find out more about us on www.ikanogroup.com
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